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Friday, January 22, 2021

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Home General News Home Goals with Bianca Chatfield: Getting finance ready for a loan

Home Goals with Bianca Chatfield: Getting finance ready for a loan


Bianca Chatfield is hoping adjustments to her financial situation this year will help her secure a loan for her new home.


Reserve Bank cuts interest rates to record low. Australian property most affordable in years. Interest rates slashed.

I’m sure I’m not alone in reading these headlines and feeling a little overwhelmed.

Before COVID-19 hit Australia, I had started the process of obtaining pre-approval for a loan, as I had sold my apartment last December and was on the hunt for a new home.

Only then did I became aware of how much banks were scrutinising applicants’ spending.

Once my work slowed right down due to the lockdown, I knew I needed to go on a mission to improve my financial wellbeing —…



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