Money Diary: 35-Year-Old Student Social Worker

Monthly Expenses
 
Housing costs: £400 for my half of the rent.
Loan payments: £45 student loans, £25 overdraft payment.
Savings? Working on this but not going well at present.
Pension? I pay £140.78 into my work pension each month.
Utilities: Council tax £88.50, internet £15.50, gas and…