22-Year-Old Law Student In London On 12k

Monthly Expenses
 
Housing costs: £606 rent.
Loan payments: £27,750 student loan with none paid off. 
Savings? FTSE All-Share ISA savings: £14,000.
Pension: Not currently. 
Utilities: £67 council tax, £13 TV licence, £22 broadband, £47 gas and electric, £22 water. 
All other monthly…