A Library & Council Officer On £15,250

Housing costs: £229.50 is my half of our mortgage, plus half of our £120 monthly overpayment.
Loan payments: £0 
Utilities: My half of the utility bills is £60 gas and electric, £56.50 council tax, £35.75 water, £6.50 TV licence, £14 internet, £17.50 home insurance.
Savings? I save…