Sometimes, when it’s 2am and I can’t sleep, I indulge in this small fantasy where I imagine I’ve won $1 million. I focus on what it would feel like to wake up in the morning and find it sitting in my bank account — the unbearable lightness of a mortgage-free life!
A fanciful dream, sure, but it soothes me to sleep in a matter of minutes.
I told a friend this recently, and she said it’s not as reassuring as you’d imagine. A few years ago, she was gifted…

